Broker Check

Who We Are

We are an independent wealth management firm in the Orlando area specializing in wealth planning and asset management for affluent pre/post retirees, business owners, and those still in the wealth accumulation phase of life.


With over 20 years of financial planning and investment management experience, our team is made up of seasoned professionals that have been through multiple economic and market cycles.

We are independent...but not alone. We are a registered branch office of Independent Advisor Alliance, an SEC Registered Investment Advisor based in Charlotte NC, and LPL Financial, the largest independent broker/dealer in the U.S. 1, 2

We have an obligation to do what is in your best interest, and have the knowledge and experience to help you anticipate and prepare for your next crossover point in life.

We believe having a comprehensive wealth plan can give you the best chance of succeeding, and we're able to provide you with financial planning services whether you invest with us or not.

Through our partnership with LPL Financial and Charles Schwab, we offer NO proprietary or "house" products enabling us to provide you with the advice you need, tailored to your particular situation.


1 Crossover Point Advisors and Independent Advisor Alliance are separate entities from LPL Financial and Charles Schwab.

2  As reported by Financial Planning magazine, June 1996 - 2021, based on total revenue

Scroll down for more information about IAA and Charles Schwab

Michael P Henderson, CFP® CKA®

Founder/Wealth Advisor

(407) 663-5020

michael@crossoverpnt.com

For nearly 25 years, I've been trusted resource for families seeking financial guidance. As a CERTIFIED FINANCIAL PLANNER™, my team and I specialize in financial planning, asset management, risk management, along with estate and...

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Colleen Henderson

Client Service Associate

(407) 663-5020

Colleen provides administrative support as well as client service and event planning. She has over a decade of experience including positions as Executive Assistant and Office Manager in the fields of architecture and real estate, as...

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Jessica Sexton

Chief Compliance Officer

(888) 430-1555

compliance@IAARIA.com

Jessica has served as IAA’s CCO since February 2014. Her primary responsibilities are to proactively identify, evaluate, manage and report on compliance and ensure IAA’s compliance with outside regulatory requirements and...

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Gehrig Grzanka

Client Service Associate

(407) 663-5020

g.grzanka@lpl.com

Gehrig joined Crossover Point Advisors in early 2022 as an intern and his potential was quickly recognized.  He is currently a Finance Major at the University of Central Florida and assists Mike with creating financial plans,...

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LPL Financial

LPL Financial (Nasdaq: LPLA) was founded on the principle that the firm should work for the advisor, and not the other way around. Today, LPL is a leader in the markets we serve,* supporting nearly 20,000 financial advisors, and approximately 800 institution-based investment programs and 500 independent RIA firms nationwide. We are steadfast in our commitment to the advisor-centered model and the belief that Americans deserve access to personalized guidance from a financial advisor. At LPL, independence means that advisors have the freedom they deserve to choose the business model, services, and technology resources that allow them to run their perfect practice. And they have the freedom to manage their client relationships, because they know their clients best. Simply put, we take care of our advisors, so they can take care of their clients.


*Top RIA custodian (Cerulli Associates, 2020 U.S. RIA Marketplace Report); No. 1 Independent Broker-Dealer in the U.S (Based on total revenues, Financial Planning magazine 1996-2021); No. 1 provider of third-party brokerage services to banks and credit unions (2020-2021 Kehrer Bielan Research & Consulting Annual TPM Report); Fortune 500 Company as of June 2021. LPL and its affiliated companies provide financial services only from the United States.





Independent Advisor Alliance

Independent Advisor Alliance

Independent Advisor Alliance (IAA) is an SEC, multi-custodial, Registered Investment Adviser (RIA) and Office of Supervisory Jurisdiction (OSJ).

As of December 31, 2019, they have $5,836,600,948 in discretionary assets under management and $34,308,013 in non-discretionary assets under management, with an advisor network consisting of over 100 partner firms and 200 independent financial advisors across the U.S.

Operating under a hybrid platform, IAA maintains its own identity and independence as an RIA and OSJ enabling IAA to proactively and continually address the ever-changing needs of advisors and their clients. Founded in 2013 by CEO Robert Russo, IAA is located in Charlotte, NC.

Charles Schwab Advisor Services

Charles Schwab Advisor Services

Neither IAA or Crossover Point Advisors maintain custody of your investment account/s.

“The Charles Schwab Corporation is one of the nation’s leading providers of financial services. Through their operating subsidiaries, they provide securities brokerage, money management and financial advisory services to individual investors, independent investment advisors, and corporate and retirement plan sponsors and participants.

“Charles Schwab & Co, Inc. (“Schwab”) has more than 30 years of experience serving independent advisors. Schwab was a pioneer in recognizing and serving the needs of independent, fee-based investment advisors and their clients.”