Broker Check


What’s on our mind? You can read about it in our blog. Whether it’s ideas from the industry or emerging trends, you can read about it here. And once in a while, we may throw in a movie review or some other surprise. So keep checking in. We’re glad to have you reading along.

Monday, February 12, 2024

Money can be a touchy subject, especially regarding our closest relationships. Whether we like it or not, finance plays an integral role in our partnerships, families, and friendships. So, how can we foster healthy attitudes and...

Tuesday, February 6, 2024

In the ever-evolving financial landscape, staying informed about the latest changes and potential implications for your retirement savings is crucial. Shifts in retirement regulations define 2024, and we’re committed to keeping...

Tuesday, January 23, 2024

It’s a fun time of year for football fans. The NFL playoffs are starting, and the Big Game is just around the corner. While football fans will tune in for the matchups, commercials, and Usher’s Big Game halftime show, you...

Monday, January 15, 2024

Publix Distribution Option 4 - Taking your Publix stock as a lump-sum distribution “in-kind” - NOT rolling the shares into an IRA – Selling and Diversifying. In my experience this Option is rarely executed, but in...

Friday, January 12, 2024

Publix Distribution Option #3 – Rolling Your Publix Stock Into an IRA and Diversifying. Are you looking to diversify a portion of your Publix Stock to help secure your retirement? This article goes deep on the advantages and disadvantages

Show All

Tuesday, January 9, 2024

With the start of the new year, we wanted to discuss a topic that will likely garner attention throughout 2024: the potential sunsetting of the Tax Cuts and Jobs Act (TCJA) in 2025. Although some of the provisions within the TCJA are...

Wednesday, January 3, 2024

Probably the most underused of the 4 distribution options by Publix Associates, but when properly understood and implemented, can result in significant tax savings.

Wednesday, January 3, 2024

Hey Publix Associates! Are you approaching retirement and trying to understand the different distribution options you have with your Publix Profit and 401(k) Smart Plan? In this article, I’m going to go deep into what I call Option #1.

Thursday, December 21, 2023

While the future of the real estate market is inherently uncertain, there several trends and potential developments that could shape the U.S. real estate market in 2024.

Monday, December 11, 2023

Your Child is Turning 18: Handling Healthcare, Academics, and Finances Together As your child blows out the candles on their 18th birthday, you may still see your baby girl or boy. But in the eyes of the law your child is considered a...

Monday, December 4, 2023

As we get ready to turn the page on 2023 and welcome the new year with all its possibilities, we’d like to take some time to reflect on the year that was—the notable events, trends, and developments that defined our...

Tuesday, November 21, 2023

Acquiring a vacation or second home involves a strategic approach to ensure that the investment aligns with your overall financial goals. Here are key considerations and insights to guide your decision-making process:

Monday, November 20, 2023

If you or a loved one has been diagnosed with Alzheimer's disease or any other form of dementia, this can be an extremely challenging time. While promising new treatments are developing and research continues, a cure remains elusive....

Wednesday, November 8, 2023

Divorce is one of the most stressful life events. Even the most amicable splits can be complicated and emotionally draining. We likely all know couples who have gone through divorce, and it can be a trying time for everyone involved....

Wednesday, November 1, 2023

While we haven’t yet said goodbye to 2023, it’s not too early to begin thinking about any tax changes that may be on the horizon. The Tax Cuts and Jobs Act (TCJA) of 2017 was designed to overhaul the federal tax code by...

Tuesday, October 17, 2023

SECURE 2.0: Changes Going Into Effect in 2024 Passed in 2019, the SECURE Act was the most substantial retirement legislation in over a decade. It contained important changes designed to help investors save more and be better prepared...

Tuesday, October 3, 2023

Time to Think About Year-End Financial Strategies As we roll into fall and the fourth quarter, now is a good time to pause and reflect on proactive ways to set up your finances for 2024. Economically speaking, we are now in a much...

Friday, August 11, 2023

The Fed is just getting started taking away the punch bowl and if demand can't keep pace with the supply of new bonds coming into the market, rates will likely not come down anytime soon.

Friday, August 4, 2023

An overview of Long-Term Care - A Growing Essential Need

Friday, July 28, 2023

In my experience, the cost of long-term care is the single biggest risk to most people in retirement.

Friday, June 9, 2023

We all get dozens of emails and calls each day from less than reputable sources. Lately, because of an uptick in activity, I've been increasingly worried about potential scams my clients may fall victim to.

Monday, March 13, 2023

Bank Failures - Did We Just Drive Onto the Shoulder! In Feb of 2022 I wrote on this blog: Sprinkle in a little pent-up demand from the pandemic, and voila, prices go up. The only question is - will the Fed run the economy into the ditch!

Wednesday, February 1, 2023

That's a question I've been asked a number of times in recent weeks. And my answer is the same, "Let's give it a little time."

Wednesday, December 21, 2022

Last year at this time it was pretty clear interest rates were going higher, but how fast, and would it cause a recession. Things are a bit clearer now, but when (and if) we’ll enter a recession is still unclear.

Wednesday, September 21, 2022

Until recently I thought we might avoid a recession. Federal Reserve Chairman Powell changed my mind.

Thursday, May 26, 2022

In the 23 years I’ve been an advisor, I don’t think I’ve ever seen a time when the direction of the economy and the markets were so clear, and at the same time, so opaque.

Friday, May 6, 2022

Friday, March 18, 2022

Tuesday, February 1, 2022

It’s been said “the more things change, the more they stay the same”. 2021 is in the rear-view mirror and it’s 2022, but many of the things that seemed a bit out of alignment last year still are. 

Tuesday, January 4, 2022

Thursday, December 16, 2021

Friday, October 1, 2021

In the next few months, the drumbeat to raise taxes will continue to get louder. The Biden Administration is seeking a 3.5 trillion dollar increase in Federal income and corporate taxes to help bolster its policy agenda. There has been...

Friday, October 1, 2021

Debates over government debt, taxes, and infrastructure have captured the attention of the nation this week. All eyes are on Washington and Wall Street as these events play out, with potentially far-reaching consequences that seem to...

Thursday, August 19, 2021

In my last article, I wrote about how billionaire Peter Theil turned an initial $2,000 contribution to his Roth IRA into $5 billion (available to him tax free), and how most Americans can take advantage of this type of arrangement if...

Tuesday, August 17, 2021

Taxes on the Seed or the Crop? What we can learn from Peter Theil’s Roth IRA A story recently hit the news that surprised even me. It was reported by ProPublica, that an investor has amassed over $5 billion in type of retirement...

Wednesday, June 2, 2021

What a Difference a Year Makes With the economy and markets clearly recovering, it’s seems clear we’re on the other side of this pandemic. I wrote an article last year on April 8th at a time when things were much less...

Thursday, January 14, 2021

I’m writing this on the early afternoon of January 6, 2021, as the “alternate reality” of U.S. politics and the rise in markets continues. Right now, our Congress is debating whether to accept the votes of the...

Monday, August 10, 2020

Are we really recovering? We just experienced the sharpest quarterly economic decline in U.S. history. Will we get the bounce we need in Q3?

Friday, May 22, 2020

Stocks drifted lower last week, weighed down by Federal Reserve Chairman Jerome Powell’s unsettling comments on the economy and signs of renewed tensions with China.The Dow Jones Industrial Average fell 2.65%, while the Standard...

Wednesday, May 20, 2020

COVID 19 In mid-January, I began to see tweets from people in my business related to a Corona Virus outbreak in Wuhan China. Most of them came from a hedge fund manager who, in 2006, saw the housing and credit crisis coming and made...

Tuesday, May 12, 2020

LPL Financial Research - Time for a Pause?

Friday, December 20, 2019

As you’re probably already aware, Publix recently announced a significant change to your 401(k) Smart Plan. The company has decided to only allow you to invest up to 25% of your contributions into Publix stock. Until now,...

Friday, October 11, 2019

My last column on the new SECURE Act was quite detailed and a little “wonky” so I thought I’d write something less academic that was brought about by a recent event and has had a profound effect on me and my career....

Monday, September 30, 2019

When I became a financial advisor in 1999, the amount of assets you could pass on to your heirs without paying federal estate taxes was $650,000 per individual. Today it is $11.4 million. As a result, there are fewer estates subject to...